The app is the day-to-day surface. These are the regulated rails behind it. Banking that won't let you bet. A loan that pays off the debts you can name. A crisis line that is one tap, never a search. And the human onboarding that turns three trusted people into a sponsor circle that actually works.
A working UK current account: salary in, direct debits, contactless, Apple Pay, Google Pay. FCA Appointed Representative. The block lives at the card network.
After thirty clean days, an APR that reflects the new you. Paid directly to your existing debts so the money never lands in the account that gambled.
First-tap line to NHS-aligned partners. Anna stays in the conversation. L2 clinical reviewer paged inside the hour, visible to you.
We onboard the people who hold you steady. Light KYC, plain-English consent, a five-minute Anna walkthrough. They know exactly what they will and won't see.
We tell you which services apply to your pattern before you sign up for any of them.
Take the assessment